OD-FD Campaign

About the Campaign

Special offer for Jana Bank customers for Overdraft facility against Fixed Deposit at an attractive rate of 0.25%* with Zero Processing Fee

OD Facility is subject to Terms & Conditions

Campaign Duration:

Start Date: 10th May 2021
End Date: 31st May 2021
Both days inclusive

Eligibility Criteria

All existing Jana Small Finance Bank Ltd. customers who are Fixed Deposit holders as on 9th May’2021

Service Charges:

Sr. No.	Charge Type	Details / Charge Amount (Exclusive of GST)
Card Charges and other Features (For Individuals and Proprietors only
1	Debit Card Type (For Individual & Proprietors only)	Rupay Classic
2	Debit Card Issuance (InstaKit/Joining Fee)	NIL
3	Debit Card Issuance (Personalised/Joining Fee)	Rs. 199
4	Debit Card AMC (Applicable Both for Instakit and Personalised Cards issued to customers)	Rs. 149
5	Debit Card Re-issuance (Instakit and Personalised)	Rs. 199
6	ATM and Micro ATM cash withdrawal limit per day	Rs. 50,000
7	POS limit per day	Rs. 100,000
8	E-commerce limit per day	Rs. 100,000
9	Pin Generation for Debit card	Rs. 50 Per Request
ATM and Micro ATM Transaction
At Jana Small Finance Bank ATM and Micro ATMs
1	No. of free ATM and Micro ATM transactions	Unlimited
2	Charges above free limit for financial transactions	N/A
3	Charges above free limit for non-financial transactions	N/A
At Other Bank ATM and Micro ATMs
1	No. of free ATM and Micro ATM transactions	Metro locations:3 transactions (financial + non-financial) free Other locations: 5 transactions (financial + non-financial) free
2	Charges above free limit for financial transactions	Rs. 20
3	Charges above free limit for non-financial transactions	Rs. 8
4	Decline Charges - Transactions declined at other bank ATM and Micro ATMs or at a merchant outlet / websites due to insufficient funds will be charged	Rs. 25 Per Transaction
Cheque Book
1	Free Cheque Book(s) per financial year (50 Leaves per cheque book)	2 Free cheque books
2	Cheque Book Issuance Charges beyond free limit	₹3 per cheque leaf
3	Stop Payment of cheque (per leaf or series)	₹50 per transaction or series
4	Cheque / ECS Return (Inward) – Insufficient Funds	₹300 per transaction
5	Cheque / ECS Return (Outward)	NIL

How to avail the Offer:

Call 1800 2080 OR reach out any Jana Small Finance Bank Branch near you