Jana Hit Mein Jaari

Quick Read

Everyday Scams You
Shouldn’t Ignore

From fake emails and suspicious job offers to ATM fraud and hidden charges—scams come in many forms. Stay informed and alert with these real-world fraud tactics so you can protect yourself and your loved ones.

Digital Identity and Data Protection

Your personal data is as valuable as your money. Protecting your Aadhaar, passwords, and online identity keeps you safe from digital frauds. Learn how to stay alert while using apps, making payments, or sharing information online.

Aadhaar Masking

Always share only the last four digits of your Aadhaar number. Masking your Aadhaar protects your identity from misuse.

OTP Sharing Risks

Never share OTPs with anyone, even if they claim to be from the bank. Your OTP is the key to your money.

Protecting Password and Pins

Use strong, unique passwords and change them regularly. Never save or share your PINs on your phone or with anyone you don’t fully trust.

Impersonation Scams

Fraudsters may pose as bank officials or government agents. Verify before you respond ; a genuine institution will never ask for your details.

Phishing Emails

Watch out for emails or links that look suspicious. Always check the sender’s address and avoid clicking unknown links.

Money, Loans and Investment Traps

Be cautious of quick-money schemes or apps promising easy loans and high returns. A little awareness can protect your hard-earned money from online traps.

Loans / Lending Apps

Only borrow from RBI-approved banks or NBFCs. Fake loan apps can steal your data or charge hidden fees.

Investment Offers

If an investment sounds too good to be true, it usually is. Verify the company’s credentials before sending money.

Fake Job Offers

Scammers may promise jobs for a fee. No genuine company asks for payment during recruitment.

Money Mule

Never let anyone use your bank account for transferring money. It could make you a part of a money-laundering network.

Card, ATM & Transaction Safety

Your card and ATM are gateways to your finances. Stay alert while transacting, and never share card details, even by mistake.

ATM Safety

Use ATMs in well-lit areas and shield your keypad while entering your PIN. Always collect your card and receipt before leaving.

Card Skimming

Fraudsters can clone your card using hidden devices. Report immediately if your card gets stuck or an ATM looks tampered.

Toll-Free Scam

Ignore messages or calls claiming to be from “customer care” asking for card details. Always call the official number printed on your card or bank website.

Inoperative Account

If your account has been inactive, reactivate it directly through the branch or official app, not through any link sent via SMS or email.

Your Rights & Responsibilities

As a banking customer, you have the right to safety, fairness, and transparency. Knowing your rights helps you take control of your financial security.