Term:

Plan Name – Kotak Term Plan

A Term Life Insurance Plan that financially protects you and your family. This plan offers you the option to enhance your coverage against Accidental Death and Critical Illnesses and hence ensuring a 360 degree cover for your life.

Key Advantage are as below:

Enhanced protection: Get covered against terminal illness and disability3 in addition to death

Additional benefits: Option to choose Accidental Death Benefit4 and Accelerated Critical Illness Benefit (Optional)5 against 34 illnesses

Special premium rates: Special premium rates for non-tobacco users

Need based benefit payout: Choose to receive the benefit amount as a lump sum or as a monthly income for 10 years or a combination of both

Increase life cover: Option to increase life cover at important milestones of life like marriage and child birth/adoption

Tax benefits15: On premiums paid and benefits received as per the prevailing tax laws


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